Loan Information


Ray A. Lapuz

Area Manager

NMLS I.D. 346683

With over 17 years experience in home loans and access to the best rates available, you will  receive exceptional  customer service and an incomparable commitment to helping people.

Whether you are buying your first home, moving to a larger one, purchasing a vacation home, or buying an    investment property, it’s important to get pre-qualified to find out how much you can afford. 

First time home buyers can expect a detailed, simple, step-by-step, explanation about the home loan process and will learn about the programs that may be available to you.  Seasoned home buyers can count on expert analysis, convenience and a fluid application.

Let’s spend a few minutes assessing your situation.

Contact me for a FREE consultation.

Direct: (650)558-5270

Cell: (650)280-2838